Revolut as a recurring “Pay-by-Bank” rail for offshore casinos: open-banking exposure that demands answers

Ben
Thu, 18 Dec 2025 16:09:32 +0000
Compliance, Crypto Payment Processor Watch, Illegal gambling, Illegal Payment Services, ticker, Contiant, open-banking, pay-by-bank, payment-gateway, Revolut, yapili, Yapily Connect

FinTelegram’s casino mystery-shopping and payment-stack reviews keep surfacing the same pattern: Revolut appears as a funding option for offshore casinos that seem accessible from restricted EU markets, with deposits executed via open-banking “pay-by-bank” flows. We ask players and whistleblowers for additional information.

FinTelegram’s casino mystery-shopping and payment-stack reviews keep surfacing the same pattern: Revolut appears as a funding option for offshore casinos that seem accessible from restricted EU markets, with deposits executed via open-banking “pay-by-bank” flows. In the Contiant/Yapily cascade, users are routed from a casino cashier to paywith.contiant.com, then into a Yapily consent step (“Authorize Yapily Connect UAB”), and finally into the Revolut environment—linked to Revolut’s open-banking infrastructure (including references to oba.revolut.com).

Background

In parallel, FinTelegram has documented Revolut/“Revolut Pay” showing up at checkout via UtPay for Santeda-linked brands (e.g., Donbet, Rolletto), despite the compliance expectations around blocking unlicensed gambling access in certain jurisdictions.

Read our report on utPay and Revolut here.

We are now investigating whether this is an unintended partner-channel blind spot (weak KYB / oversight of intermediaries) or whether parts of the ecosystem are economically incentivized to tolerate high-risk gambling volumes. At this stage, intent is not established—but the recurring rails and the intermediated structure warrant scrutiny.

Revolut advertises a Gambling Block and says some countries require it to block transactions to illegal operators (Source: Revolut). However, it seems that Revelut itself systematically utilizes open banking to access the segment of illegally operating casinos.

Mini Rail Map (Observed: Oct–Dec 2025, UTC)

Brand/domains: Revolut (open-banking touchpoint oba.revolut.com) — Indicated; Contiant paywith.contiant.com — Confirmed

Payment options: Pay-by-bank / Open Banking (PIS); Revolut as funding choice — Confirmed/Indicated

Named rails: Yapily Connect UAB (PISP) — Confirmed; UtPay gateway — Confirmed (checkout exposure)

Call for Information (Whistle42):

Players, insiders, compliance staff—please share screenshots (cashier + consent), redirect domains, Revolut payment references, descriptors, and any partner/KYB documentation (PII redacted).